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Personal Financial Management Program
The Navy’s Personal Financial Management (PFM) program provides a structured, proactive approach to helping Sailors and families build financial readiness. Managing personal finances can be challenging, especially with rising living costs, predatory lending, high-pressure sales tactics, deceptive advertising, and the temptation to live beyond one’s means. The PFM program equips service members with the tools and knowledge needed to make informed, confident financial decisions.
The program offers education, training, information and referral, and individualized financial counseling. PFM emphasizes a career-long approach to financial responsibility by teaching the principles of sound money management, budgeting, saving, investing, and consumer awareness.
How We Support You
Financial Education
Workshops and training that cover budgeting, saving, investing, credit management, and consumer awareness.
One-on-One Counseling
Personalized guidance to help you evaluate your financial situation and create a plan for success.
Information & Referral
Connections to trusted resources for debt management, benefits, legal support, and financial assistance.
Check Your Financial Well-Being
Curious about your financial health?
Use the Financial Well-Being Assessment to gain insight into your current financial trajectory.
Call FFSC if you have questions or need further information.
